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Trip Insurance

Trip Insurance is highly recommended to protect our clients for unforeseen incidents such as medical cancelation, trip interruption, travel delay & more.

Key Cruises & Tours offers top rated trip insurance plans from the most respected carriers at direct prices

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Trip Cancellation | Up to 100% of insured trip cost
Reimburses your prepaid, non-refundable trip expenses if you must cancel your trip
due to a covered reason.
Maximum insured trip cost: $100,000.
Trip Change Protector | $500
Reimburses fees or extra expenses from a carrier or supplier if you must cancel or
change your airline, rail, cruise, or tour itinerary for a covered reason.
Trip Interruption | Up to 150% of insured trip cost
Reimburses the unused, non-refundable portion of your trip expenses and the
additional transportation costs required to continue your trip or return home if you
need to interrupt your trip for a covered reason.
Maximum purchasable coverage: $150,000.
Travel Delay | $800
Reimburses up to $200 per person, per day for additional travel or lost prepaid
expenses if your trip is delayed for five or more hours due to a covered reason.
If this covered delay results in your missing your cruise/tour departure, the daily limit does not apply.
SmartBenefit: Proactive payments of $100 per day may be issued for covered delays on
monitored flights.Δ No receipts required for non-monitored flights to qualify for a $100
payment per day—just proof of covered delay.
Baggage Loss/Damage | $1,000
Benefits for the loss, damage, or theft of baggage and personal effects. $500 maximum
for high-value items.
Baggage Delay | $300
Reimburses the reasonable additional purchase of essential items during your trip
if your baggage is delayed or misdirected by a travel supplier for 12 hours or more.
Receipts for emergency purchases are required.
SmartBenefit: No receipts for expenses required to qualify for a $100 payment—just proof
of covered baggage delay.
Emergency Medical and Dental | $50,000
This primary benefit provides reimbursement for expenses incurred during your trip
due to covered medical and dental emergencies. No deductible. $750 maximum for
emergency dental care.
Emergency Transportation | $500,000
Provides benefits for the cost of medically necessary transportation to the nearest
appropriate facility and can also provide benefits for the cost of your transportation
back home following a covered illness or injury.
24-Hour Assistance by Phone | Included
Our multilingual team of problem solvers is always available to help with medical
and travel-related emergencies.
Concierge | Included
Let our experts recommend a restaurant and reserve the best table, locate hard-tofind
event tickets, and more.
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Please call for rates and details on plans listed 1-888-539-1881